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Conditions and Process of Housing Provident Fund Extraction in Jinan
In recent years, Jinan housing provident fund can be withdrawn. As long as they pay the housing provident fund, employees who meet the conditions for withdrawing the provident fund can take the process of withdrawing the provident fund. What are the conditions for withdrawing the housing provident fund in Jinan according to the regulations? How to go through the process after meeting the requirements? What is the detailed process? In this regard, I have compiled the following contents, let's have a look:

First, Jinan housing provident fund extraction conditions and processes

1, buy self-occupied housing with its own property rights;

2. Repay the loan principal and interest for purchasing self-owned housing;

3, extraction of housing provident fund for repayment of housing provident fund loans or portfolio loans in the housing provident fund loan principal and interest;

4. Officially retired;

5, completely lose the ability to work and terminate the labor relationship with the unit;

6 unemployment or termination of labor relations with the unit for more than two years, and the male is over 50 years old and the female is over 45 years old;

7. Dead or declared dead;

8. Go abroad to settle down;

9, transferred from the city and set up a personal account of housing provident fund in the new work unit (also through the transfer of housing provident fund in different places);

10, non-Jinan registered employees and units terminate their labor relations or their household registration moves out of Jinan administrative area to leave the city;

1 1. Renting a house without self-ownership in this city, and the rent exceeds15% of the salary income of the lineal blood relatives of the same household;

12, to enjoy the minimum living guarantee for urban residents, you need to pay rent or property management fee.

Second, the extraction process of housing provident fund

1. When employees apply to the unit for withdrawal of housing provident fund with the withdrawal certificate, the unit shall verify it and issue a certificate to the "core".

2. If an employee applies for the withdrawal of housing provident fund from Core with the required certification materials, Core shall make a decision on whether to approve the withdrawal within 3 days from the date of accepting the application;

If the extraction is approved, notify the applicant and complete the extraction procedures within 3 days; If it is not extracted, it shall explain the reasons and inform the applicant.

3, centralized sealed indoor workers meet the conditions for the extraction of housing provident fund, with the extraction certificate directly to the "core" to apply for the extraction of housing provident fund.

4. After the "core" is approved, the employee will go to the entrusted bank to handle the withdrawal procedures.