1. With a valid ID of the policy holder, a current settlement account with the name of the policy holder, and an insurance contract, go to the customer service center of the insurance company or the service desk of a bank that can handle policy loans to apply for a policy loan. Business, you need to make an appointment in advance to apply for this business;

2. You can entrust someone else or a business person to apply. On the basis of all the materials, you only need to prepare the identity document and power of attorney of the entrusted person.

It should be noted that not all insurances can apply for policy loans. Insurance companies or banks will depend on the policy market share, insurance type, validity period, compensation amount, etc. Generally, policy loans The maximum amount is 80% of the cash value. The above is the relevant content on how to get a loan from a policy. What is a policy loan?

A policy loan is a loan obtained from an insurance company using the cash value of a life insurance policy as collateral for the loan. The loan amount of this type of loan depends on the validity period of the policy, the age of the insured when the policy is issued, the amount of death benefit, etc. This article mainly writes about the relevant knowledge points about how to obtain loans from insurance policies, and the content is for reference only.