Conditions for applying for a credit loan:
China citizens with permanent residence in China, permanent residence in local towns (or valid certificates), full capacity for civil conduct and meeting the following conditions may apply for personal credit loans. Have a legitimate occupation and a stable source of income (the monthly salary must be more than 2,000 yuan), and have the ability to repay the loan principal and interest on schedule; The borrower's unit must be an administrative, enterprise or institution recognized by the bank and having a good cooperative relationship with the bank, and the bank will pay wages on its behalf; Law-abiding, no illegal acts and bad records;
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