Changzhou apartment loan interest rate is 4.35%. According to official website of Changzhou Apartment, click the home page and search the loan interest rate of Changzhou Apartment in the search box. I learned that the interest rate of Changzhou apartment loan is 4.35%. Loan is a form of credit activity that banks or other financial institutions lend money at a certain interest rate and must return it. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.