Generally, colleges and universities have banks to handle loans for poor students. The loan amount is similar to the tuition fee, and generally requires a grade certificate. Fuck your counselor.

2. Can college students get loans?

Let me give you a suggestion. Since you are not a poor student, don't apply for a student loan. First of all, occupy the position of truly poor students. Second, you have to pay the interest yourself. Why bother? Take the money from home and study hard. If you are really filial, you can pay back the money you earn later. Forget this method.

Third, can college students apply for college students' entrepreneurial loans?

According to the national regulations, the applicable crowd of college students' entrepreneurial loans is college students who have graduated or above and have not been employed for more than 6 months. Therefore, college graduates can apply for venture loans. College students applying for venture loans should meet the following conditions:

1, unemployed for more than 6 months after graduation, and registered as unemployed in the local labor and social security department;

2. The borrower has a fixed business place;

3. Be able to provide business licenses and business licenses, and have a stable income;

4. Have certain self-owned funds (this is very important);

4. Can a junior college apply for a loan?

College students can apply for loans and apply for national student loans.

Application conditions

Full-time college students (including vocational college students), second bachelor's degree students and graduate students in ordinary colleges and universities may apply for national student loans if they meet the following conditions:

(1) Family financial difficulties;

(2) Persons with China nationality and 16 years of age or older must hold Chinese identity cards;

(3) Having full capacity for civil conduct (minors applying for national student loans must obtain the written consent of their legal guardians);

4. Honest and trustworthy, law-abiding, no illegal behavior;

⑤ Study hard and you can finish your studies normally.

First, to apply for a national student loan, the following materials shall be provided:

1. Copy of the guarantor's household registration book: ① If the guarantor is the head of the household, the first page of the household registration book and the first page of the household registration book need to be copied; (2) If the guarantor is not the head of the household, it is necessary to copy the first page of the household registration book, the first page of the household registration book and the guarantor page, and affix the special seal for local household registration on the guarantor page; ③ If the guarantor is a collective account, he/she must copy his/her page, and the local household registration department shall issue the guarantor's household registration certificate;

2. A copy of the guarantor's valid ID card;

3. Letter of Commitment from the Guarantor agreeing to guarantee (in duplicate): uniform format, clear handwriting and detailed content, signed by the Guarantor himself;

4. Guarantor's income certificate: unified format, requiring the official seal of the guarantor's unit and the official seal of the labor department of the unit;

5. A copy of the applicant's valid ID card and student ID card;

The above copied materials should be clear and tidy, and the paper specifications should be uniform (B5 or 16).

Two. Requirements for filling in the loan application approval form

1. The application form must be filled in with blue or black pen. Requirements to fill in the specification, clear, neat, no alteration, scratches;

2. Fill in the relevant columns: ① Amount of loan applied: fill in the total amount of tuition and living expenses loans within the start and end date of the loan respectively; (Tuition loan does not include accommodation and other expenses, and the standard of living loan is 65,438+00 months per year, with no more than 65,438+056 yuan per month) ② Loan term: the conversion time from the month when the loan is applied for to the repayment of the loan; ③ Start and end date of the loan: September of the year of applying for the loan to July of the year of graduation.

3. Repayment method: ① Repayment by installments; ② Pay off in one lump sum. Choose between the two.

4. The total amount of the loan applied for (the sum of tuition and living expenses loans) should be consistent with the total amount that the guarantor is willing to guarantee (item 39);

5. The relevant contents of the guarantor (item 16-39) shall be true and specific, and there shall be no blank. And signed by the guarantor himself.

Third, preliminary consideration

All departments should carefully and strictly review the application materials for student loans. Review should generally pay attention to the following aspects:

1. Whether the information provided is standardized and complete;

2. Whether the copy is clear and tidy;

3. Whether the application form is standardized, whether there are any missing items, wrong items, altered or scratched marks;

4. Whether the guarantor meets the requirements (the guarantor must have full capacity for civil conduct, be over 25 years old, have a proper job and a stable income, with a monthly income above 600 yuan). Over 60 years old or retired, temporary workers can not guarantee);

5. Whether there is a guarantor's signature in the letter of commitment and loan application form;

6. Whether the total loan amount applied (the sum of tuition and living expenses loans) is consistent with the amount that the guarantor is willing to guarantee (Item 39 of the application form);

7. Whether the guarantor's name and ID card are consistent with the household registration book;

8. Whether the student's name and ID card are consistent with the student ID card and ID card;

9. Whether the ID cards of the guarantor and the applicant are valid within the loan period.

Fourth, others.

1. Colleges and departments should be strict with students who want to apply for loans. Generally, it requires good performance in school, excellent academic performance and financial difficulties.

2. Each application material shall be packaged in a large envelope, and the specialty, category and name of the applicant shall be indicated on the envelope;

3. All colleges and systems 1 send the application materials that have passed the preliminary examination to the Student Affairs Office with a list of students applying for loans (including major, class, name, tuition loan amount, living expenses loan amount, loan period, etc.). ).

4. For the students who have passed the school examination, a guarantee contract will be issued, and the application materials will be sent to the handling bank for examination and approval by the school after completion.