The interest rate of village deposits and loans of rural credit cooperatives is based on the benchmark interest rate of the central bank. According to the data of official website, the benchmark interest rate of the central bank in 2022 is: 0.3% for current account, 0.35% for three months, 0.55% for six months, 0.75% for one year, 2.25% for two years, 2.75% for three years and 5 years. As a rural commercial bank, all districts and counties are independent legal persons, and can set the floating ratio according to the benchmark interest rate and their own situation.

Two, Shandong rural credit cooperatives loan annual interest rate

0.4% for current account and 3% for one year.

3. What is the loan interest of Shandong Dezhou Plain Rural Credit Cooperative?

Look at the current interest rate. There are also interest rate calculators online.

Four, Shandong rural credit cooperatives loan interest rate 2022

4.35%, etc. Loan interest rate of Shandong Rural Credit Cooperatives in 2022: 1. Short-term loans: the interest rate for six months (including six months) is 4.35%, and the interest rate for loans from six months to one year (including one year) is 4.35%. 2. Medium-and long-term loans: the loan interest rate for one to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%. 3. Personal housing provident fund loan: the loan interest rate for five years or less is 2.75%, and the loan interest rate for five years or more is 3.25%. To apply for a loan from a rural credit cooperative, the borrower can prepare relevant information and then apply for a loan from the bank, which saves time and effort. It is also more efficient to connect with a special lending institution and apply for a loan from the rural credit cooperative online.