1, Agricultural Bank
The Agricultural Bank of China has a credit card consumption reserve, and the cardholder applies to the Agricultural Bank for installment payment. After the approval, the Agricultural Bank will transfer the consumption funds to the designated credit card, and the cardholder will pay the principal and a certain amount of installment fee in installments. The minimum amount for one application is 500 yuan, and the maximum amount is 300,000 yuan.
To use ABC credit card to handle consumption reserve, the cardholder must be the main cardholder of personal credit card, with normal account status, good credit status and no outstanding local and foreign currency loans.
2. Industrial Bank
The active business of Industrial Bank can also be regarded as credit card loan. The one-time cash consumption provided by Industrial Bank for high-quality credit card holders is 1 000 yuan, with a maximum of 300,000 yuan, which is mainly evaluated according to the credit status of the cardholders.
The business model and standard price of Xiang Xing Loan are completely consistent with the cash split business of Industrial Credit Card, but the amount is not shared with the credit card amount.
3. China Merchants Bank
E Zhao Loan is a good credit card loan issued by China Merchants Bank, which belongs to cash loan. It is also used by the bank to grant credit after comprehensive evaluation, apply for a loan within the credit line, and transfer the money to my debit card for installment repayment.
E recruitment often carries out interest rate preferential activities, with the preferential range of about 0.45%~0.6% and the longest loan period of 24 months, which is suitable for office workers with long capital cycle. However, e-recruitment is to recruit a black room. No matter how well your credit card is used, the price will not rise before it is paid off.