1. Pay off overdue bills in time: overdue repayment is the primary factor to reduce credit score. If you have overdue bills, pay them off in time to ensure that your credit history has improved.
2. Keep a good credit record: A good credit record is an important factor to improve the credit score. Reasonable use of credit cards, timely repayment and not malicious breach of contract can help you maintain a good credit record.
3. Appropriately increase the credit card limit: Appropriately increase the credit card limit can improve the credit score, but be careful not to overuse the credit limit, otherwise it will have a negative impact on the credit score.
4. Increase loan types: the diversity of loan types will be considered when calculating the credit score. If you only have credit cards or loan records, you can consider adding other loan types, such as installment payment.
5. Don't change your bank card or lending institution frequently: Changing your bank card or lending institution frequently will affect your credit score. It is recommended to minimize replacement.
In a word, establishing beneficial credit records and abiding by credit rules are the basis of improving credit score. According to your credit score, it is helpful to take corresponding measures.