In addition to meeting the personal consumption loan conditions, the borrower shall also meet the following requirements:
1. The current loan of the applicant is not overdue, and the credit record is above Grade II (inclusive).
2. The customer has a record of paying wages in our bank for more than 6 consecutive months (inclusive), and the annual salary payment amount is not less than 50,000 yuan (inclusive). The amount of wages paid on behalf of employees refers to wages, bonuses, holiday expenses, communication expenses, transportation expenses, overtime pay, books, newspapers and magazines, washing expenses or subsidies, and the remarks column of wages paid on behalf of employees is reimbursement. Annualized payroll amount = accumulated payroll amount paid by customers in our bank in the last 6 months ×2, excluding payroll amount paid by other banks or other income.
You also need to verify whether your local China Merchants Bank outlets handle this business, and different cities have different regulations. You can click this link/,select provinces and cities, and inquire about the contact numbers of relevant branches of our bank and other detailed information. You can call the outlets first to check whether there is this service.
At present, China Merchants Bank has a mobile banking download activity. Let me introduce it to you: welfare is released, and an iPhone5S is available every week. Download mobile banking to participate in the lucky draw. Event invitation code: 103424, please click here to enter /cmu/viewthread.aspx? Postid=208294 1. Good luck!
If you have any other questions, please visit "Online Customer Service" (website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!