At present, enterprises widely use cash pool entrusted loans and third-party entrusted loans. In the cash pool business, because the funds are borrowed within the group, the possible risk coefficient of this business is almost zero.
The scope of entrusted loans is constantly expanding. In the past, most of them were large-scale and qualified local financing platforms. Now some county-level and district-level financing platforms have also joined the ranks of loans. Zhejiang Furun entrusted Industrial Bank to issue loans of 65.438+0.5 billion yuan to Zhuji Investment and Construction Development Co., Ltd. for urban maintenance and infrastructure projects; Lugang Technology entrusted Zhangjiagang Sub-branch of Industrial Bank to issue a loan of 200 million yuan to Zhangjiagang Jinmao Investment Development Co., Ltd. invested by Zhangjiagang SASAC.
Extended data:
Entrust loan application conditions
The trustor and the lender shall be enterprises (institutions), other economic organizations, individual industrial and commercial households or natural persons with full civil capacity approved and registered by the administrative department for industry and commerce (or competent authorities); A settlement account has been opened in a commercial bank; The source of entrusted funds must be legal and have independent control; To bid for the entrusted loan, you must bear the loan risk alone; Pay taxes according to the relevant requirements of the State Local Taxation Bureau, and cooperate with the trustee to collect and remit taxes; Meet other requirements of commercial banks.
Baidu encyclopedia-entrusted loan