Xiaomi loan application is not completely open, but the user invitation system is adopted. Only invited users can see the entrance of Xiaomi loan, but many netizens feedback that Xiaomi loan cannot be used. Then, why can't Xiaomi loan be used? Let Bian Xiao take you to see it. Click to enter Xiaomi Loan Raiders Encyclopedia, and quick payment is not difficult! Click to enter Xiaomi Loan Raiders Encyclopedia, and quick payment is no problem! Next, Xiaomi loan is still being tested. As long as you use Xiaomi loan, it may be possible to get a higher quota and a lower loan interest rate. The specific reasons are as follows: 1, Xiaomi loan has not been opened for application, and only users who use Xiaomi loan are eligible to apply for Xiaomi loan. 2. Xiaomi loan is in the testing stage, and only users with relevant qualifications are eligible to experience the use of Xiaomi loan. 3. At the current testing stage, only some sesame seeds can participate in the experience if they score 600 points.