Lenders can eliminate the risk of being defrauded by replacing the network connection or running real-name authentication. Online merchant loan itself is a genuine credit loan product. As long as the lender does not choose the wrong loan method, there is generally no The risk of being defrauded is, at most, the loan application being rejected.
Genuine online loans will not ask for customer funds, nor can they apply for a loan or increase the limit through human intervention. If you encounter a situation that claims that the limit can be increased during the loan process, you need to be careful with the loan. I am worried about being defrauded of funds by criminals.