1. If both husband and wife of the borrower normally pay the housing provident fund and meet the requirements of other loan lines, the loan line shall be approved according to the amount not exceeding 800,000 yuan; If only one of the single employees or husband and wife pays the housing provident fund normally, the loan amount shall be approved at no more than 500,000 yuan.

2. At the same time, the loan amount is related to the borrower's deposit period. The loan amount of housing provident fund shall not exceed the borrower's deposit period multiplied by 654.38+ 10,000 yuan, and the deposit period shall be calculated by the integer of the deposit month/12 plus 1. If the loan amount calculated according to the deposit period is less than 300,000 yuan, it shall be calculated according to 300,000 yuan.

3. If you apply for individual housing loan by purchasing the same set of housing after withdrawing the balance of your spouse's housing provident fund account, the corresponding withdrawal amount shall be deducted from the loan application amount.