Compared with traditional bank loans, Ping An's exclusive loans have the following advantages: First, the loan interest rate and term can be flexibly determined according to personal credit records and income levels, up to 5 years; Secondly, there is no need for mortgage or pledge to meet the borrowing needs of individual customers, and there is no need to provide mortgage or pledge; Finally, the purpose of the loan is flexible, convenient for customers to use, and there is no need to inform the purpose.
Ping 'an exclusive loan has certain requirements for customers' credit records, and customers need to have a certain credit rating to apply. At the same time, customers need to repay on time, otherwise their credit history and personal credit rating will be affected. Therefore, before choosing Ping An exclusive loan, customers need to carefully understand their repayment ability and make a reasonable plan for the purpose of the loan.