Loan contract, Article 2 10 of the Contract Law stipulates: "A loan contract between natural persons shall take effect when the lender provides the loan." For example, Party A and Party B are good friends. On July 5438+0, 2006, both parties agreed that Party A would lend Party B RMB 1 1 on July 2. /kloc-In July, 0/8, the relationship between them deteriorated, and Party A refused to lend it to Party B. In this case, Party B may investigate Party A's liability for contracting negligence according to Article 42, paragraph 3 of the Contract Law, "Other acts of the parties violating the principle of good faith in the process of concluding the contract". However, Party A shall not be liable for breach of contract; So the loan contract is a practical contract.