In 2024, the mortgage interest rates of Beijing Housing will fluctuate according to the lender's comprehensive qualification, loan amount, loan term, real estate situation and other factors. Generally, it will rise 10% to about 20% on the basis of the central bank's benchmark interest rate. The benchmark interest rate for short-term loans within one year (including one year) stipulated by the central bank is 4.35%, the benchmark interest rate for medium-and long-term loans for one to five years (including five years) is 4.75%, and it is 4.9% for more than five years.

Please consult your local bank or financial institution for details about the specific interest rate.