The following is the full text:
New Deal: Raising the Maximum Loan Amount
1. The maximum amount of individual housing loans for single and dual-employee family housing provident fund is adjusted from 600,000 yuan to 800,000 yuan.
2. Purchase a new house with ultra-low energy consumption and passive self-occupation with secondary and above green building standards, and the loan amount will be increased by 20%, with a maximum loan of 960,000 yuan.
3. The maximum loan amount of Tangshan Phoenix talents is 6.5438+0 million yuan.
4. The maximum loan amount for high-end innovative talents introduced from Caofeidian District of China (Hebei) Pilot Free Trade Zone shall be implemented according to the original policy, and the maximum loan amount is1.20,000 yuan.
New Deal II: Reduce the down payment ratio of two sets.
1. When employees buy a second self-occupied house, the minimum down payment ratio is adjusted from not less than 60% to not less than 30%, and the loan interest rate is 1. 1 times the personal loan interest rate of the first housing provident fund announced by the People's Bank of China.
2. If the first owner-occupied house is purchased, the down payment ratio of not less than 30% will still be implemented.
This adjustment will be implemented from March 15, 2023.
Related Questions and Answers: How much can Tangshan Housing Provident Fund borrow every month 120 yuan? The amount of payment does not depend on how much you deduct each month now, but on your age, payment period, account balance and monthly payment.
I suggest you take your ID card and provident fund passbook to the local housing provident fund management center for verification. Some areas can also be found online.