Credit card shows high risk, which means that the cardholder's loan risk in the bank is very high, which is equivalent to being blacklisted by the bank. Mintai Bank generally refers to Zhejiang Mintai Commercial Bank. Zhejiang Mintai Commercial Bank is headquartered in Wenling City, Taizhou City, Zhejiang Province. Its predecessor was Wenling City Credit Cooperative, which was established in May 1988. On August 6th, 2006, 5438+8 was renamed as Zhejiang Mintai Commercial Bank. There are many reasons for the high risk of this kind of credit card, among which serious overdue, debt ratio above 50%, excessive total credit, multiple loans, frequent card application and loan application, too old or even white credit users may be listed as high-risk customers by banks.