The annual interest rate refers to the one-year deposit rate. The abbreviation of interest rate refers to the ratio of interest amount to deposit principal or loan principal within a certain period. Usually divided into annual interest rate, monthly interest rate and daily interest rate. Calculated by 360 days per year, the monthly interest rate is 65438+February, and the daily interest rate = annual interest rate divided by 360 days. The monthly interest rate is annual interest rate/65438+February interest rate = interest rate * principal * term, and the interest of your 50,000 yuan daily notice deposit = 0.8%/360 * 50000 *1= 65438+.