Legal analysis: Financial institutions must provide credit to people who are hospitalized or quarantined due to infection with new pneumonia, those who need to be quarantined for epidemic prevention and control, those who participate in epidemic prevention and control, and those who have temporarily lost their source of income due to the epidemic. The policy will be appropriately tilted, flexibly adjust the repayment arrangements for personal credit such as housing mortgages and credit cards, and reasonably postpone the repayment period. Personal entrepreneurial guaranteed loans infected with the new coronavirus can be extended for one year and continue to enjoy financial interest discount support. Financial institutions must give priority to insurance claimants who are infected with the new type of pneumonia or damaged by the epidemic, appropriately expand the scope of liability, and compensate all claims.

Legal basis: "Law of the People's Republic of China on the Prevention and Control of Infectious Diseases"

Article 42 When an infectious disease breaks out or becomes popular, the local people's government at or above the county level shall immediately Organize forces to carry out prevention and control in accordance with prevention and control plans and cut off the transmission routes of infectious diseases. If necessary, upon reporting to the people's government at the next higher level for decision, the following emergency measures may be taken and announced: (1) Restrict or stop performances in markets and theaters or other crowd gathering activities; (2) suspension of work, business, and classes; (3) closing or sealing public drinking water sources, food, and related items contaminated by infectious pathogens; (4) controlling or culling the epidemic Wild animals, livestock and poultry; (5) Close places that may cause the spread of infectious diseases.

Article 45: When an infectious disease breaks out or becomes popular, the State Council shall have the authority, based on the needs of infectious disease control, to organize nationwide or cross-provincial, autonomous region, or municipality-level local people's governments at or above the county level. The authority has the right to urgently mobilize personnel or reserve materials within its own administrative region, and temporarily requisition houses, transportation vehicles and related facilities and equipment.