Legal analysis: Although the loan amount of 2000 yuan is small, I think it is no problem to delay for several months. However, if it is overdue, the borrower will not only bear the interest, but also bear other expenses, and the loss will be greater and greater. General online loan disputes are all civil disputes. If the online lending platform fails to repay the loan after a certain tolerance period, it will be prosecuted. Therefore, we can't treat loan repayment negatively. Therefore, it is best to repay the loan on time, otherwise the loss will only be greater.

Legal basis: People's Republic of China (PRC) Civil Procedure Law.

Article 17 The basic people's courts shall have jurisdiction over civil cases of first instance, except as otherwise provided by this Law.

Article 18 The Intermediate People's Court shall have jurisdiction over the following civil cases of first instance:

(1) Major foreign-related cases;

(two) cases that have a significant impact in the region;

(3) Cases determined by the Supreme People's Court to be under the jurisdiction of the Intermediate People's Court.

Article 119 A prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.