By the end of July, the bank's loan balance was 4.446 billion yuan (including 777 million yuan), an increase of 4.4 1.02% compared with the beginning of the year, and its market share remained among the top three financial institutions in the city.

-General loans reached a new high. By the end of July, the bank had issued a total of10.80 billion yuan of general loans, an increase of 450 million yuan over the same period last year. The balance of general loans was 3.67 billion yuan, an increase of 500 million yuan over the beginning of the year, accounting for 99% of the annual planned quota of incremental loans agreed by the central bank and 654.38+0.2 billion yuan more than the planned schedule.

-Increase bill financing. By the end of July, a total of 3.48 billion yuan of bank acceptance bills had been issued, with a year-on-year increase of 654.38+0.4 billion yuan and a cumulative discount of 3.37 billion yuan, with a year-on-year increase of 654.38+0.34 billion yuan. The balance of acceptance bills was 365.438+0.8 billion yuan, an increase of 654.38+0.3 billion yuan over the beginning of the year, and the bill business maintained the first market share of financial institutions in the city; At the same time, in order to support the real economy in the region and strictly implement the central bank's credit control policy, the bank has continuously increased the transfer of bills to release the credit scale, and sold a total of 2.23 billion yuan.

-adjusting the term structure of credit to meet the needs of enterprise production and operation. Actively adjust the proportion of short-term, medium-term and long-term loans and increase short-term working capital loans to meet the production and operation needs of small and medium-sized enterprises. By the end of July, the bank's short-term loan balance was 2.555 billion yuan, accounting for 57.47%, an increase of 638 million yuan compared with the beginning of the year, and its medium-and long-term loans were1/kloc-0.40 billion yuan, accounting for 25.06%, a decrease of/kloc-0.43 billion yuan compared with the beginning of the year.

-actively support the construction of major projects. Focusing on "the interaction between industrialization and modernization" and "the construction of five Zigong", we will vigorously promote local economic development. We will continue to increase support for infrastructure projects and enterprise development such as National High-tech Development Zone, Fushun Chenguang Industrial Park, Rongxian Haojiaba Industrial Park, Yantan Industrial Park, Ziliujing Industrial Concentration Zone, Gongjing Industrial Concentration Zone and Daan Industrial Concentration Zone. By the end of July, the provincial and municipal key projects had accumulated funds of 622 million yuan, involving machinery, chemical industry, commerce and trade, urban infrastructure, park infrastructure, health, education, tourism and other 18 projects, and the accumulated funds of enterprises in the park were nearly 2.5 billion yuan.

-Support small and medium-sized enterprises and the development of agriculture, countryside and farmers. By the end of July, the bank had added 90 small and micro enterprise loan customers, including small and micro enterprise credit customers (including personal business loans)16,21household, an increase of 278 households compared with the beginning of the year. The balance of loans (including interest subsidies) for small and micro enterprises was 246,843,600 yuan, accounting for 55.52% of all loans, an increase of 638,465,438+0 compared with the beginning of the year. At the end of July, the balance of agricultural loans was 1 107705 million yuan, accounting for 24.9 1% of the total loans. Among them, the loan balance of agriculture, forestry, animal husbandry and fishery is115.7 million yuan, the loan balance of rural small and medium-sized enterprises is 950155 million yuan, and the agricultural non-performing loan balance is 2.205 million yuan, with a non-performing rate of 0.2%. In recent years, the bank's agricultural loans have increased year by year, with strong execution and good results.