The interest rates of provident fund loans in this area within 5 years (including 5 years) and over 5 years are 2.6% and 3. 1% respectively.

According to the inquiry of official website, Haining Municipal People's Government and the decision of China People's Bank, the interest rate of the first individual housing provident fund loan will be lowered from 2022 10. The interest rates for less than 5 years (including 5 years) and more than 5 years are 2.6% and 3. 1% respectively. The second set of personal housing provident fund loan interest rate policy remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively.