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The credit report is overdue seven times in five years, only once in two years. Can I get a mortgage?
The answer is that you can apply for a mortgage.

Details are as follows:

1. The overdue mentioned here has not occurred for three consecutive times, which meets the condition that there is no overdue for three consecutive times.

2. The overdue time is within 1 month, which does not exceed this limited period.

3. Even if the credit report is overdue for seven times in five years, only one time is within two years, and the overdue at other time points is two years ago.

4. On the premise that there is no continuous overdue and the deadline is exceeded, the customer is still eligible to apply for a mortgage loan despite many overdue records.

Summary:

According to the information provided, the customer's credit report was overdue seven times in five years, but only once in two years. Moreover, these overdue cases do not occur continuously, and the overdue time is within 1 month. Therefore, customers can still apply for mortgage loans.

Extended data:

Credit report is a report that records personal credit status, including repayment records of personal loans, credit cards and other lending behaviors. Banks and financial institutions usually refer to personal credit reports to evaluate their credit risk and repayment ability. Overdue repayment refers to the situation that the borrower fails to repay the debt on time.

When handling mortgage loans, banks usually evaluate the repayment ability and credit status of applicants according to their credit reports. The record of overdue repayment may have a certain impact on the mortgage application, but the specific approval results are also affected by other factors, such as the applicant's income and loan amount.

Therefore, in the information provided by this question, although there are many five-year overdue records in the credit report, only one time is within two years, and there is no continuous overdue and overdue. Therefore, customers still have the opportunity to apply for mortgage loans.

The above is the answer to this question based on the information provided. Please understand.