China Minsheng Bank Commercial Loan Link-Joint Loan Link is a kind of loan. This kind of loan is a kind of loan promoted by China Minsheng Bank, which belongs to the joint guarantee loan. It needs three to five people to form a joint guarantor to provide joint and several liability guarantee for each other. In addition, the assets of the borrower's family and its controlled enterprises are more than 2 million.

Application conditions

1. Operating years: more than 3 years;

2. Asset requirements: the net assets of the borrower's family and its controlled enterprises are more than 2 million yuan;

3. Industry restrictions: only enterprises engaged in foreign trade or agricultural and sideline products industries in Yabaolu are allowed to apply;

4. Joint guarantee requirements: 3-5 people are provided to form a joint guarantee body, and joint liability guarantees are provided to each other.

Extended data:

I. Application materials

1, ID card, household registration book and marital status certificate of the borrower and spouse;

2. Copy of the business license of the company or individual industrial and commercial households, articles of association, bank statements of the company or individual accounts in the last six months, major business trade contracts/orders/invoices, etc. ;

3. Loan-related materials;

4. Available guarantee materials, such as house ownership certificate;

5. Credit certification materials.

Second, product advantages

1, and the maximum loan amount can reach 3 million;

2. The longest loan period can reach 1 year;

3. The application materials are complete and the loan can be released within 19 working days.

Baidu Encyclopedia-China Minsheng Bank Commercial Loan Link-Joint Guarantee Loan