To some extent, due to the relatively high level of economic development and the relatively high per capita income of local residents in Xiamen, Fujian Province, local housing prices are generally more expensive. Because Xiamen itself is a tourist city and the local scenery in Xiamen is also very good, many foreigners will choose to buy a house in Xiamen. When various measures to encourage buying houses are promoted throughout the country, we will find that the interest of residents applying for personal housing loans is getting lower and lower, so more and more people are willing to borrow money to buy houses.

Xiamen first home loan interest rate lowered.

When our LPR is lowered by 15 basis points, residents can apply for a minimum interest of 4. 15% for personal housing loans when they buy houses in Xiamen. This is a very exaggerated concept, because two years ago, the interest of individuals applying for mortgages was generally above 5.5%. If residents apply for personal housing loans at an interest rate of 4.5%, they can at least save 89 yuan's monthly payments.

Local housing prices in Xiamen will be more expensive.

Although the interest of buyers in applying for personal housing loans has decreased, in order to stabilize the real estate market in various places, we will find that the housing prices in many cities, including Xiamen, are still very expensive. As a famous tourist city, the house price in downtown Xiamen is generally above 30,000 yuan. If a person chooses to buy a house on the island, the property on the island is generally more than 50,000 yuan, and the price of some houses may even exceed 654.38+10,000 yuan.

Personally, because Xiamen's economy is relatively developed and its scenery is beautiful, the housing prices in Xiamen are actually very affordable. For those who can afford to buy a house, many people will regard Xiamen as their second hometown and invest in buying a house in Xiamen.