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If the money is not received, should the loan officer of the microfinance company compensate? Or deduct wages? Is it risky?
Hello. If you want to be a loan officer of a small loan company, I can tell you that the small loan company is a promising industry. If you have worked as a loan officer in a company for more than 5 years, you can be a department head or vice president when you go out later. The assessment of small loan companies is generally in the form of basic salary plus performance pay, which is determined according to the amount of your loans and the quality of your loans. Generally speaking, the salary of loan officers in this industry will reach1-20,000 yuan or more (maybe not so much in the early stage).

If the loan cannot be collected, the general company will have an assessment mechanism, such as deducting performance pay and so on. Loan officers of microfinance companies generally have risk money, which can be paid when you join the company, or deducted from the proposed performance salary every month as risk money. This venture fund is used to compensate for the risk of your loan. If your loan is recovered well, the money will still be yours in the end.

Loans from microfinance companies will generally be made in the form of mortgage loans.

When there is a problem with the loan, he applies to deal with the property he mortgaged to the loan company. If the loan officer does not issue loans in violation of laws and regulations, he can guarantee to recover the loans even if there are risks.

Therefore, you don't have to worry about taking big risks. As long as you follow the regulations and do a good job of collateral, there is basically no problem.