Over the past month or so, the online lending industry has exploded at a rate of almost two a day. The four high-return platforms of Qian Bao Net, Finance, Tanghe Finance have cooled down one after another, and projects such as Tuteng Loan and Crossing Loan, which are considered as star platforms in the industry, have also expired one after another. Under the thunder tide, the online finance of the online loan industry that has passed 10,000 yuan has been pushed to the forefront. The essence behind the thunder explosion is the overcapacity, over-development and large scale of the industry, but the scale here is too large.
According to the regulatory requirements, the professional development of online financial risk adheres to standardized development and complies with laws and regulations, which is conducive to the innovation of the real economy and macro-control, and promotes development by establishing regulations. In essence, it is to engage in pseudo-innovation of illegal and illegal activities such as illegal fund-raising, promptly correct deviations, resolutely crack down, effectively promote the role of network technology, and support mass entrepreneurship and mass innovation. As an effective supplement to traditional finance, the role of network finance can not be ignored in supporting the real economy and serving small and medium-sized enterprises. There is no shortcut to success, and the road is still far away. Doing things practically and operating in compliance is the attitude that a century-old shop should have in order to win the trust of investors.
The development path of network finance in the new era is that the company insists on steady development, maintains a high degree of fear of risks, devotes itself to the combination of technology and finance, expands the boundary of financial services, improves the efficiency of financial links, returns to the financial origin, does a good job in helping the virtuous, improves the efficiency and level of serving the real economy, and cooperates with the digital economy to better ensure the economic stability of China.