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China Postal Consumer Finance Loan Interest
China Post's consumer finance is welcomed by borrowers because of its formality, so is its loan interest equally popular? Here, Bian Xiao introduced the consumer finance business of China Post.

China Postal Consumer Finance Loan Interest

The interest of China Post's consumer finance is determined according to the borrower's credit and specific loan products. The minimum annualized loan interest rate is 7%, and the general annualized loan interest rate is still 14.04% or above. The specific interest rate depends on the approval result. China Post's consumer finance cash mainly provides you with revolving loan, cash loan, merchant installment loan and three loan products.

1 Send you flowers

Credit line: 1000-200,000 yuan (real-time repayment recovery line)

Interest rate: the daily interest rate is 0.045%-0.05%, and the annual interest rate is about 16.4%.

You are Dai Ni.

Credit line: up to 200,000 yuan.

Interest rate: the minimum is 0.6%, and the annual interest rate is about 7.2%.

3 you ni Gou

You can enjoy interest-free shopping through installment loans.