The interest rates of the second set of housing loans in this Municipality are as follows:

1. Based on the latest lpr, the lowest mortgage interest rate in Taiyuan is 8%, and the lowest in other regions is 9%.

2. Benchmark interest rate of commercial mortgage: 35% within one year (including one year), 75% within one to five years (including five years) and 90% after five years.

3. The benchmark interest rate of individual housing provident fund loan: the interest rate for the period of less than five years (including five years) is 75%, and the interest rate for the period of more than five years is 25%.