So who are you more optimistic about Alipay and WeChat?
Line payment
Previously, WeChat claimed that its offline payment share had surpassed Alipay. As far as offline payment is concerned, I think they are neck and neck. Both convenience stores, supermarkets and various shopping malls support these two trading methods. From the convenience point of view, WeChat may be more convenient. But Alipay is also very convenient. Offline payment of Alipay and WeChat is 50-50!
Transfer &; Cash withdrawal
WeChat Alipay transfer is free and convenient. However, for cash withdrawal, if you want to be happy with Ma, the life-long free amount 1000 will inevitably lead to a cash withdrawal fee of 0. 1%; Alipay is more kind, with a free withdrawal amount of 20,000. Although forced to charge for policy reasons, it can continue to transfer money and withdraw cash happily through its online bank. Moreover, almost all large-value transfer transactions are through Alipay, so Alipay wins over WeChat regardless of transfer or cash withdrawal.
overseas expansion
Alipay has always taken the global route, and WeChat payment relies on WeChat, which makes it difficult for WeChat to go abroad. Therefore, Alipay is still stronger than WeChat in overseas markets. There is a saying: three treasures of going abroad. Hello, thank you for Alipay. It can be seen that Alipay is also recognized by foreign friends.
Of course, WeChat payment also has some advantages over Alipay. For example, it is slightly higher than Alipay's offline payment frequency, benefiting from the red envelope function of social attributes, and so on. Netizens don't always say, big money pays Alipay, and small money sends red envelopes!
In terms of layout and volume, Alipay's future development may be slightly better than WeChat. Do friends use WeChat or Alipay in their lives? Looking ahead, who do you prefer?