If a user applies for a cash loan from China Construction Bank, the loan funds will generally be directly approved to the bank card, and the funds can be directly withdrawn or transferred after being received. For special-purpose loans such as decoration loans applied by users, the funds of such loans can only be used for payment at designated merchants, and users cannot directly transfer the loan funds.

In short, if the loan of CCB supports transfer-out, it can be transferred directly through bank card or loan account. If not, please do not run illegal operation.