1. Submit personal information and required materials as required by the bank.

2. Banks review and consult the application materials to explore the future loan repayment ability and credit status.

3 after the completion of the audit, after the internal approval, the loan notice will be issued to the individual, requiring the individual to sign the loan contract and go through the loan procedures online.

4. The bank finally transfers the loan funds to the bank account designated by the individual according to the needs of the lender.