Loans overdue will not impose penalty interest, which will affect your personal credit record, limit your future mortgage and car loan, and may affect your travel, such as taking high-speed trains and airplanes. I suggest you repay the loan as soon as possible. If the arrears are not repaid for a long time, the bank will submit them to the judicial department for handling, subject to the trial of the judicial department; If you have any other questions, please contact your loan account manager for consultation.
Reply time: 2021-11-30. Please refer to the latest business changes announced by Ping An Bank in official website.