Big data audit puts higher demands on customers' big data and liabilities. Interest is not fixed. Determining interest (the future trend of banks) based on big data and system scores is not fast, and sometimes it takes several days.

1. "Bee Loan" is a pure credit online personal consumption loan product, and no service fee is charged. The whole process adopts online automatic approval, without mortgage or guarantee, with high quota, low interest rate, convenient procedures, one-time credit and lifetime validity. This product can be applied online without offline review, which is very suitable for office workers.

Second, the advantages are:

1. This product has a high quota, with a maximum quota of 300,000, which can be recycled;

2. The advantage of low interest rate, with the daily interest rate as low as 0.0167%;

3. No mortgage, pure credit loan, no guarantee, mortgage;

4. Lending is rapid, and the quota application can be completed in 3 minutes at the earliest, and it will be received when it is realistic;

5. As you borrow and pay back, the system supports prepayment, and the longest loan can be 60 periods;

6, simple operation, only three steps, registration-identity authentication-information supplement, without paper materials;

7. Apply for the quota free of charge, without charging any service fees, and without drawing or generating any fees.

Third, for personal consumption credit, the quota of 500,000 is a big step forward compared with the maximum of 200,000 in other banks. The flexible repayment method is also a precedent for credit after five years of interest. Simple information, big data review, and an ID card can handle business. Central Bank: China People's Bank is the central bank of China. Responsibilities: Implement monetary policy, macro-control the national economy, supervise and manage financial institutions and even specialized financial institutions in the financial industry. Policy banks: including The Export-Import Bank of China, China Agricultural Development Bank and China National Development Bank. Responsibilities: Financial institutions that participate in or guarantee shares, engage in policy financing activities directly or indirectly in specific business areas for non-profit purposes, and serve as tools for the government to develop the economy, promote social progress and conduct macroeconomic management.