In June, 2003, Shaanxi Provincial Government established the preparatory group of Shaanxi Rural Credit Cooperatives (hereinafter referred to as the Provincial Association). In June 2003, Shaanxi provincial government approved the establishment of provincial associations. From June to February, 2003, China Banking Regulatory Commission approved the Pilot Program of Rural Credit Cooperatives Reform in Shaanxi Province. 65438 in 2004+2004 10, the mobilization meeting of deepening the reform of rural credit cooperatives in Shaanxi Province and the meeting of promoters of credit cooperatives in the whole province were held in Yangling. On June 2 1 2004, the inaugural meeting and the first members' congress of the Provincial Association and the semi-annual working meeting of the rural credit cooperatives in Xi 'an were held, at which the first Council of the Provincial Association was elected. On the same day, the first Council of the Provincial Association elected Jia Xiang as the chairman of the first Council of the Provincial Association; Appointed Ji Jun as the director of the Provincial Association; Wen Ruiying was appointed as the deputy director of the Provincial Association. In August, 2004, the Provincial Association was officially listed for business. In August, 2004, the Provincial Association officially launched the construction project of integrated business network system. In September, 2004, the Provincial Association held a conference on the restructuring of rural credit cooperatives in the whole province, and started the restructuring work in an all-round way. In 2004, from June 5438+ 10 to June 5438+065438+ 10, provincial association offices were established one after another. June 2004 5438-1October 065438 Under the guidance of Shaanxi Banking Regulatory Bureau, the reform of unified corporate society was successfully piloted in Ankang Hanbin Society. On June 5438+February, 2004, the Provincial Association issued the Guiding Opinions on the Reform of Labor and Employment Salary System of Rural Credit Cooperatives in Shaanxi Province, which opened the curtain of the transformation of the operating mechanism of rural credit cooperatives in the whole province. June, 5438+February, 2004, the Provincial Association established the Party Committee and the Discipline Inspection Committee. In May, 2005, the rural credit cooperatives in the whole province began to distribute funds for urban low-income households. In June, 2005, Shaanxi Provincial Committee of the Communist Party of China appointed Yang Jianxin as Party Secretary of the Provincial Association. In June, 2005, the Provincial Association issued "Opinions on Training of Rural Credit Cooperatives in Shaanxi Province", and established a training mechanism in which provincial associations, offices and county associations are responsible for the division of labor. In July, 2005, the Provincial Association issued "Shaanxi Rural Credit Cooperatives Enterprise Credit Rating Standard (Trial)" to implement credit rating for corporate customers of rural cooperative financial institutions in the province. On July 30th, 2005, the Provincial Association held its second general meeting and mid-year work meeting. On the same day, the Seventh Council of the First Session of the Provincial Association elected Yang Jianxin as the chairman of the Provincial Association. In August 2005, Shaanxi Shenmu Rural Cooperative Bank, the first rural cooperative bank in our province, was listed for business. 5438 From June to 10, 2005, the general office of the provincial government issued the Notice of the General Office of the People's Government of Shaanxi Province on Helping Rural Credit Cooperatives to Collect Old Loans and Combat Debt Evasion and Waste. In June 2005, the Organization Department of Shaanxi Provincial Committee of the Communist Party of China appointed Yan Shuchang as the secretary of the Disciplinary Committee of the Provincial Association. In June, 2005, 5438+065438+ 10, the core business system of integrated business network system was successfully launched in Weinan Lin Wei. From June 5th to February, 2005, the rural credit cooperatives in the whole province began to handle the business of "Diane Bao". In March 2006, in 2006, the Provincial Association set up a supervision office. In April, 2006, it successfully accessed the micropayment business of the modern payment system of China People's Bank. On June 5438+ 10, 2006, the large-value payment business was successfully switched from the small-value front-end system to the integrated business system, and both large-value and small-value payment businesses were handled through the integrated business system. On June 5438+10, 2006, the special service of migrant workers' bank cards and the opening ceremony of their father cards were held in Qujiang convention and exhibition center. In June 2006, the risk classification of credit assets of rural cooperative financial institutions in the whole province basically ended, which marked the transition from four-level classification management based on term management to five-level classification management based on risk management. From June 5 to February 2006, the bank card business and father card business system of migrant workers were fully launched, which was highly praised by Suning, vice governor of China People's Bank. 2007 2007 65438+ 10 month 1 104 report system is online. In July 2007, an audit team was established in each office. In August 2007, the 16th Council of the first session of the Provincial Association appointed Zhao Yongjun as the director of the Provincial Association. In August 2007, the rural cooperative financial institutions in the province completed the classification of non-credit assets, which marked that the rural cooperative financial institutions in the province realized the comprehensive risk management of assets. In August, 2007, rural credit cooperatives began to settle student loans on behalf of China Development Bank. In June, 2007, 165438+ 10 was connected to the national rural credit bank payment and clearing system, and the real-time remittance, bank draft and universal deposit and withdrawal services of rural credit banks were opened. From June to February, 2007, the provincial government approved the establishment of the risk pooling fund of rural credit cooperatives. In June 2007, the 10 106262 telephone customer service system was launched, providing 24-hour uninterrupted service. In March 2008, the self-service system was launched. In May, 2008, the first UnionPay network project of Shaanxi Credit Cooperatives was opened-Industrial Bank's counter connection and agent wealth management business. In May, 2008, the Provincial Association established a strategic decision-making committee, an asset risk management committee, a credit business review committee and a financial approval committee, further rationalizing the decision-making system of the Provincial Association. In July 2008, the credit and asset risk management system was put into full operation, which indicated that the credit risk management in the whole province was standardized, standardized and scientific. In August 2008, the statistical information management system of rural cooperative financial institutions in Shaanxi Province was developed and successfully launched. On June 5438+February, 2008, my father successfully developed a new business variety of Jialeka, which marked a new journey of bank card business innovation and was highly praised by the provincial party committee and government, the People's Bank of China and the banking regulatory bureau. From June to February, 2008, the Provincial Forestry Association signed a comprehensive business cooperation agreement with the Shaanxi Provincial Forestry Department. From June to February, 2008, the Provincial Small and Medium Enterprises Association and Shaanxi Small and Medium Enterprises Promotion Bureau signed the Agreement on Supporting the Development of Small and Medium Enterprises. From June to February, 2008, the Provincial Forestry Association promoted the forest right pledge loan business in the whole province on the basis of pilot projects. In February, 2009, Shaanxi Provincial Supervision Department issued the Notice on Clearing up the Loan Arrears of Rural Cooperative Financial Institutions by Party and Government Organs and Their Staff. In March 2009, the loan balance of rural cooperative financial institutions in Shaanxi Province exceeded 654.38 billion yuan, achieving a historic leap in business development. In March 2009, Shenmu Rural Commercial Bank was approved for construction, which marked the official start of the reform of the first joint-stock bank in rural cooperative financial institutions in our province. In May 2009, the provincial government issued the Opinions of Shaanxi Provincial People's Government on Further Supporting Rural Credit Cooperatives to Deepen Reform and Accelerate Development. In May 2009, the Provincial Association signed the Strategic Cooperation Agreement with the people's governments of nine cities respectively. In August 2009, the Audit Brigade of the Provincial Association was established. On August 6, 2009, the second member congress of the Provincial Association was held in Xi 'an, and the second Council of the Provincial Association was elected. On August 6th, the first Council of the second session was elected as the President of the second Council, and Chen as the Vice President. Appointed as the director of the provincial association, and appointed as the deputy director of the provincial association. On September 28th, 2009, the Provincial Association organized a "Cultural Evening Celebrating the 60th Anniversary of the Establishment of People's Republic of China (PRC) and the 5th Anniversary of the Establishment of the Provincial Association", which enriched the cultural life of employees and enhanced the cohesion of the credit cooperative system. From June to February, 2009, the office information system of rural cooperative financial institutions in Shaanxi Province was put into operation. Online banking was widely used in 20 13 years for the convenience of the general public.