Currently:

Interest rate for less than 6 months (including 6 months): 4.86%

6 months-1 year (inclusive) interest rate: 5.3 1%.

1 -3 years (inclusive) interest rate: 5.4%

3 -5 year (inclusive) interest rate: 5.76%

Interest rate over five years: 5.94%

Do you mean to go to an intermediary company to give you a loan?

In this case, the interest rate is the same, but the intermediary will charge a certain fee.