Of course.
Shenzhen Qianhai Weizhong Bank is a bank registered in Shenzhen Municipal Market Supervision Administration on 20 14 12 16.
On October 4th, 2005/KLOC-0, Premier Li Keqiang pressed the computer button at Shenzhen Qianhai Weizhong Bank, and truck driver Xu Jun got a loan of 35,000 yuan. This is the first loan business completed by Weizhong Bank as the first private Internet bank in China. Banks have neither business outlets nor business counters, and do not need property guarantee. Instead, it issues loans through face recognition technology and big data credit rating.
On March 9, 2020, the "20 19 China Banking 100 Top List" was released, and Shenzhen Qianhai Weizhong Bank ranked 99th.
Shenzhen Qianhai Weizhong Bank will provide efficient and differentiated financial services in combination with the Internet. With the concept of "inclusive finance", it mainly meets the needs of small and micro loans for individuals or enterprises.
In the future, we will use the Internet platform to conduct business, and rely on the platform to cooperate with other financial institutions to conduct business.
The risk control of banks has introduced the national bank risk control system. On this basis, Tencent's technical capabilities in the Internet field will be introduced, and technologies such as big data will be used to control business risks.
Weizhong Bank has cooperated with nearly 20 financial institutions to launch joint loans. Among the new "micro-loans" issued every day, 80% of the loan funds are provided by cooperative banks.
What is the law of bank loan queuing? Why is your bank loan so slow?
Many friends have been struggling in their jobs for several years or more, just to save a down payment and then buy a house in the city where they live. After saving the down payment, you need to go to the bank to apply for a mortgage loan. After the mortgage application is approved, we must wait for the bank to lend money. What is the law of bank loan queuing? Why is your bank loan so slow?
What is the law of bank loan queuing?
There are still some rules for banks to queue up for loans When a lender applies for a mortgage loan, it needs to go through many links such as application, submission of materials, bank evaluation, mortgage registration, preliminary examination and exemption from trial. In many cases, it takes the lender about half a month to apply for a mortgage loan.
After the lender's mortgage loan is approved, the bank will sort the loans according to the order after the loan is approved. Suppose A applied for a mortgage of 1, but A granted it for a long time and it took 20 days to pass. B also applied for a mortgage loan of 1, but it only took B 15 days to pass the examination and approval. If A and B are equally qualified, the bank will lend money to B first.
Why is your bank loan so slow?
The issue of bank loans has been discussed in many forums, and some friends said that their mortgage loans would come down in a month. Some friends said that their mortgage has been nearly three months, and they still can't pay the loan.
There are many reasons for this difference, probably because the qualifications of the lenders themselves are not very good. Although the mortgage has passed, the records on personal credit information are always changing. In order to control the risk, the bank slowed down the loan speed.
It may also be because the lender's loan application bank is really tight at present, and only VIP customers and more urgent customers can be given priority. It may also be because the country has introduced some new mortgage-related policies, and banks need to follow the policies and make business adjustments before lending.
The above is the sharing of the relevant contents of the Bank Lending Queuing Law, hoping to help everyone!
Who can introduce some good corporate credit information exchange websites or community forums?
What platforms are there for corporate loans?
Under normal circumstances, corporate loans are relatively large. Under normal circumstances, corporate loans can be handled through commercial banks or loan companies. Among them, the banks that handle corporate loans include China Construction Bank, China Bank and China Industrial and Commercial Bank. Common loan companies include Rongdao.com and Easy Loan China.
I have to remind you that many enterprises now choose loans for their development. When choosing a loan, you must pay attention to choosing a formal enterprise platform, so as to ensure your personal credit problem.
If there is demand, we suggest you use money to spend. Qianhua is a credit service brand owned by Du Xiaoman Finance (formerly known as Baidu Qianhua, renamed as "Qianhua" on June 20 18), with a big brand that is trustworthy and low interest rate. Money is spent-full easy loan, the maximum loan amount is 200 thousand, and the daily interest rate is as low as 0.02%
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It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest and expenses, and strong security.
Share with you the application conditions of Fuguihua: The application conditions of Fuguihua are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card. Online lending is risky, so choose carefully!
This is the end of the introduction of the bank loan forum and the loan forum bar. I wonder if you found the information you need from it?