When choosing a platform, you can pay attention to the following points and choose the platform that suits you:
1, see the registration threshold:
Look at the registered capital of the platform, find out the base, and block the platform without financial ability to reduce risks.
2. Look at the risk margin:
Risk margin, also called risk reserve fund and risk margin, is one of the most commonly used security guarantee methods for many platforms at present. When the investment projects on the platform are overdue, the platform will withdraw funds from the risk margin account to advance the principal or principal and interest for investors.
3. Third-party guarantee:
The platform uses a third-party guarantee company to guarantee the principal and interest of the investment projects on the platform, which is safer than the risk deposit.
4. Look at high returns rationally:
Generally, the annualized income of such platforms is between 8.8- 15.8%. When the interest rates of some platforms are too high, we must be vigilant.
The above points are for reference only. You should choose according to your needs. Investment is risky and financial management needs to be cautious. I wish you a happy life ~