Xi an provident fund inquiry
The enquiry telephone number of Xi 'an Provident Fund is 12329, and the contact telephone number of the customer service center is 96736. The voice service time is 24 hours, and the service time is 0:00- 17:00 from Monday to Friday. The main service outlets are as follows:
(1) The address of Lintong District Management Office is No.57, Wenhua East, Lintong District, and the telephone number is 83827731;
(2) The address of weiyang district Management Department is 6th Floor,No. Weiyang Road 130, Xi Economic Development Zone, and the telephone number is 86278589;
(3) The address of Chang 'an District Management Department is No.57, West Chang 'an Street, Chang 'an District, and the telephone number is 85292667.
Xi provident fund loan conditions
The Ministry of Housing and Urban-Rural Development, the People's Bank of China and the Ministry of Finance jointly issued the Notice on Developing Personal Housing Loan Business of Housing Provident Fund on 20 1419 October, which reformed the conditions, quotas, fees for related projects and mutual recognition in different places in the process of handling housing provident fund loans.
1. Basic conditions for applying for a loan
(1) Hold valid identification such as permanent residence in Xi;
(2) Having a proper occupation and stable income, having a good credit record, and having the ability to repay the principal and interest on time;
2. Conditions for buying a house
(1) The lender must hold a house purchase agreement or contract that complies with the law;
(2) The Lender has paid the down payment for the house purchase above the specified proportion;
Loan process
(1) The lender submits a loan application to the provident fund management center, and submits relevant materials while filling out the application form;
(2) With the loan guaranteed by the guarantee company, the entrusted bank will hand over the loan contract and related materials to the guarantee company, and the guarantee company will undertake the responsibility of handling the guarantee and related procedures;
(3) If the borrower mortgages the securities, it must be kept by the bank;
Loan materials
There are two kinds of loan materials, one is general materials, and the other is housing materials.
1. General materials include the lender's identity certificate, marriage certificate, housing accumulation fund payment certificate, economic income certificate and housing down payment certificate;
2. The house certificate includes the down payment certificate and the house contract or agreement.
Through this article, do you have a further understanding of how to carry out Xi 'an provident fund loans?
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