Legal Subjectivity:

If the house bought by the woman with a loan was purchased before marriage and the loan was repaid, it will belong to the woman upon divorce, and the house and the loan repayment will be divided equally. , if the property is bought after marriage and the loan is repaid simultaneously, the property belongs to the husband and wife and needs to be divided equally. Legal objectivity:

Article 1089 of the "People's Republic of China and Civil Code" When divorcing, the husband and wife's debts shall be repaid jointly. If the property of the two parties is insufficient to repay or the property belongs to each other, the parties shall agree to repay the repayment; if the agreement fails, the People's Court shall make a judgment.