Legal analysis: First of all, if the loan platform is compulsory lending, this situation is illegal and you can complain to the CBRC. Secondly, if you don't apply for a second loan after repayment, you won't issue a loan. Generally speaking, there is the possibility of a second compulsory payment, but it is not great.

Legal basis: Article 67 1 of the Civil Code of People's Republic of China (PRC). If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses. If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.