Legal analysis: it is ok to meet the corresponding conditions. Without laws, those who have had criminal cases cannot apply for loans from banks. Those who have had criminal cases can apply for loans from banks like ordinary people. Whether the bank agrees to permit or not belongs to the bank's right to operate, and it is up to the bank itself to decide. However, commercial loans in banks must also meet the corresponding conditions, such as the capital adequacy ratio of not less than 8% and the ratio of current assets balance to current liabilities balance of not less than 25%. So people with criminal cases can borrow money to buy a house.

Legal basis: Article 39 of the Law of People's Republic of China (PRC) Commercial Bank stipulates that commercial banks shall abide by the following provisions on asset-liability ratio management: (1) The capital adequacy ratio shall not be less than 8%; (2) The ratio of the balance of current assets to the balance of current liabilities shall not be less than 25%. (3) The ratio of the loan balance to the capital balance of a commercial bank to the same borrower shall not exceed 10%. (4) Other provisions of the State Council Banking Regulatory Authority on the management of asset-liability ratio. If the asset-liability ratio of a commercial bank established before the implementation of this law does not meet the provisions of the preceding paragraph after the implementation of this law, it shall meet the provisions of the preceding paragraph within a certain period of time. Specific measures shall be formulated by the State Council.

Hello, I would like to ask if people who have committed criminal offences can borrow money to buy a house. Thank you.

Hello, hello, released prisoners enjoy all rights like others, except for special regulations, such as taking the civil service examination and taking the lawyer examination! You can borrow money. Bless you!

Hello, I would like to ask if people who have committed criminal offences can borrow money to buy a house. Thank you.

This is ... . Bank loan depends on whether you have the ability to repay the loan, no matter whether you have a criminal record or not! Do you dare to say that Huang Guangyu will not get a bank loan when he is released from prison? So, it doesn't matter.

Hello, I would like to ask if people who have committed criminal offences can borrow money to buy a house. Thank you.

Hello, hello, released prisoners enjoy all rights like others, except for special regulations, such as taking the civil service examination and taking the lawyer examination! You can borrow money.

Bless you!