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How does JD Finance open a small loan in Beijing? Just go through these processes!
Xiao Jing Loan, a professional service enterprise under Jingdong Finance. Many shopkeepers who open stores in Jingdong Finance need a lot of money to operate. Sufficient funds can promote the operation of stores and form a virtuous circle, thus applying for loans with higher quotas and lower interest rates. So how do you apply for a small loan in Beijing? How to open it?

I. Application for admission

1. The premise is that the merchant store that has obtained the loan application qualification and loan amount must verify and bind the store's Jingdong wallet settlement account when applying for a loan for the first time.

Computer application entrance: JD Finance House-Xiao Jing Loan-Open immediately-JD wallet account binding-Confirm binding.

2. After binding the Jingdong wallet account, if there is a quota, you can apply for a loan directly.

Computer application entrance: Jingdong Finance House-Xiao Jing Loan-Apply for a loan immediately.

3. If the merchant has not opened the T+ 1 settlement service, it can be opened through the following paths.

Merchants backstage application entrance: store management-merchant information-open immediately.

Note: If multiple stores operated by JD.COM Open Platform correspond to the same Jingdong wallet administrator account, you can use this Jingdong wallet account to bind and open the loan line for each store.

Second, Jingdong Finance Beijing Small Loan Application Conditions

1. Merchants registered in JD.COM Open Platform and operating in JD.COM Open Platform for more than 3 months;

2. Have an industrial and commercial business license and the registration time exceeds 1 year (subject to the registration time of the business license);

3. Legal person 18-65 years old;

4. No serious violation record, good credit record, and the function of "T+ 1 settlement" of Jingdong wallet has been opened.

The above are the basic application conditions for a loan in Xiao Jing. If the conditions have been met and have not been opened, it means that it is not one of the invited businesses. Xiao Jing loans are gradually opening up. It is suggested that you can check the entrance more if you have nothing to do, which may appear.