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I'm from Jixi, and now I want to get a loan from the bank. Housing mortgage loan. The loan is 80 thousand, which will be paid off in five years. What is the interest rate?
The annual interest rate of a five-year loan is 6.4%, but the average bank will rise by about 20%-40%;

Calculated by floating 20%, the annual interest rate is 7.68%, the monthly interest is 1609.89 yuan, and the total interest is 16593.25 yuan;

Calculated by floating 40%, the annual interest rate is 8.96%, the monthly interest is1659,438+02 yuan, and the total interest is 19546.95 yuan.

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