At present, you and I will blacklist borrowers who are maliciously overdue in the national personal credit information system and will not go to the central bank credit information system.
However, the borrower still has to repay the loan on time. If the borrower fails to repay the loan on time, he may face high overdue interest and telephone collection, and his life and family and friends around him will also be greatly affected.
You and I, the leading online P2P credit investment and financing platform in China (an ITFIN product of Internet finance), are practitioners of financial reform, focusing on the capital development needs of small and medium-sized enterprises, self-employed households and farmers, and have long been committed to the construction and improvement of the national credit system. On May 9, 2009, it was successfully listed on the Nasdaq Global Select Market.
Your loan is an information intermediary platform in peer-to-peer lending, which was officially launched in June 20 1 1 year, and the mobile APP was launched in June 201year. At present, the operator of your loan is Shanghai Nidai Internet Financial Information Service Co., Ltd., with a registered capital of 550 million yuan, aiming at providing users with efficient, transparent, safe and convenient Internet financial services.
You and I adhere to the small-scale decentralized loan business, and the service has covered nearly 30 provinces and cities across the country 100 cities and regions. The loans matched with the platform are mainly consumer loans such as rental and decoration, electronic digital and tourism.
Your P2P peer-to-peer lending platform was established in June of 20 1 1, which is a pure third-party online credit investment and financing service platform. As a third-party service platform, you and I don't absorb deposits or lend money, but only provide a series of related services such as credit consultation, evaluation, recommendation, fund adjustment and docking, and build a bridge for investors and borrowers to allocate funds. Your loan platform is independently built and operated by Shanghai Your Loan Internet Financial Information Service Co., Ltd..