Legal analysis: the maximum guaranteed loan contract refers to a written agreement signed by the guarantor, the lender and the borrower to provide guarantee for the continuous borrowing behavior between the lender and the borrower within the scope of the maximum loan creditor's rights. It is a loan guarantee contract based on the "maximum guarantee contract", which is the unity of the maximum guarantee contract and the maximum loan contract. It is of practical significance to reduce the waste of human and financial resources in the financial field, simplify loan procedures, increase the transparency of loan behavior and safeguard the legitimate rights and interests of borrowers, lenders and guarantors.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 668 A loan contract shall be in written form, unless otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 685 A suretyship contract may be a separate written contract or a suretyship clause in the principal creditor's rights and debts contract. If the third party unilaterally makes a written guarantee to the creditor, and the creditor accepts it without raising any objection, the guarantee contract is established.

Article 691 The scope of suretyship includes the principal creditor's right and its interest, liquidated damages, damages and expenses for realizing the creditor's right. Unless otherwise agreed by the parties, such agreement shall prevail.

Article 692 The suretyship period is the period during which the surety assumes the suretyship responsibility, and may not be suspended, interrupted or extended.