; ? E-loan 2.0 is an upgraded version of Bank of Communications personal credit product e-loan. Compared with e-loan, e-loan 2.0 is simpler and more convenient to use, and the loan amount is higher. However, many small partners don't know what the application conditions for e-loan 2.0 are. Here are some details of the application.

1, a natural person with full capacity for civil conduct, holding a legal and valid identity document;

2. Have a legitimate occupation and a legal and stable income, have the ability to repay the loan principal and interest on schedule, and have a good willingness to repay;

3. Registered users of personal online banking or mobile banking of Bank of Communications;

4. White list customers: refers to the list of high-quality customers formed by Bank of Communications after pre-approval and screening according to the requirements of credit approval policies;

5. Other conditions stipulated by the Bank of Communications.

In addition to these relaxed application conditions, e-loan 2.0 can also be applied on mobile phones. After successfully logging in to personal online banking, the applicant can apply by himself through the menu of "Financial Services-Loan-Loan Application" of personal online banking.

It should be emphasized that after the approval of E-Lending Bank 2.0 is successful, if there is no POS consumption or withdrawal, no interest will be generated, and interest will be calculated on a daily basis after borrowing.

In terms of repayment method, the borrower can go through the "E-Loan Link 2.0" prepayment formalities through online banking at any time 24 hours, without going to the bank and charging any handling fee.

Can I withdraw cash through e-loan 2.0? Domestic and overseas cash withdrawals are different.