Before lending, banks generally rate enterprises. Generally speaking, different rating grades implement different interest rates. This is the reason why the loan interest rate of big companies has dropped. For general enterprises, if they want to reduce financing costs, they can also increase their credit. (But it is rarely used in general loans, and it is mostly used for corporate bond issuance, invoices, short-term financing, trust, etc. ) Specifically, it is to introduce high-quality enterprises or guarantee companies to guarantee for you, improve the credit rating, and achieve the purpose of reducing interest. This is Zeng Xin.

Guarantee refers to the system that the law urges the debtor to perform his debts with the credit or specific property of the debtor or a third party in order to ensure the specific creditor to realize his creditor's rights. ? The guarantee in the guarantee law, also known as creditor's right guarantee, debt guarantee and debt guarantee, is an all-encompassing concept with rich connotation and extremely extensive extension. ? It is a promise and a constraint on the behavior of the guarantor and the guaranteed. Guarantee generally occurs in economic activities. If the guarantor fails to fulfill his promise at that time, the guarantor will generally fulfill his promise on his behalf. Generally, there are oral guarantee and written guarantee.