1. If the loan term is less than one year (inclusive), it can be repaid with equal monthly (quarterly) principal and interest (average capital), and the principal and interest will be repaid in one lump sum when the loan expires. If the loan term is more than one year, it shall be repaid with equal monthly principal and interest (average capital) (the borrower prepares enough foreign exchange repayment by himself, and does not accept RMB repayment).

2. The borrower himself or entrusts his immediate family members or legal guardians to repay the loan in China (the borrower shall prepare enough foreign exchange for repayment by himself, and will not accept repayment in RMB).

3. The borrower repays the loan by overseas remittance (the borrower prepares enough foreign exchange repayment by itself and does not accept RMB repayment).

4. The borrower repays the loan through the personal online banking of China Bank (the borrower prepares enough foreign exchange repayment by himself and does not accept RMB repayment).

As there are differences in business in individual regions, please consult the branch of China Bank for details.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.